Question 1

How much does ABA therapy cost in San Jose?

Accepted Answer

ABA therapy in San Jose costs $155–$260 per hour, among the highest in California. For 20 hours per week, monthly costs run $12,500–$21,500 without insurance. California's no-cap mandate means commercially insured families typically pay only their plan's copay.

Question 2

Why is ABA so expensive in Silicon Valley?

Accepted Answer

ABA rates in San Jose and the broader Bay Area reflect the area's extremely high cost of living and BCBA compensation levels. BCBAs in Silicon Valley command salaries 20–40% above the national average, which flows through to session rates. The high concentration of tech employers also means many families have premium commercial insurance.

Question 3

Does California insurance cap ABA coverage in San Jose?

Accepted Answer

No. California's AB 88 mandate requires commercial insurers to cover ABA with no annual dollar cap and no age limit. This is one of the strongest ABA insurance laws in the US and applies to all fully-insured plans in California.

Question 4

Does Medi-Cal cover ABA therapy in San Jose?

Accepted Answer

Yes. Medi-Cal covers ABA for children with autism in San Jose through managed care plans and the San Andreas Regional Center. The Regional Center can fund ABA independently under the Lanterman Act for eligible families regardless of Medi-Cal status.

ABA Therapy Cost in San Jose

ABA Insurance Coverage in California

What to Expect in San Jose

Frequently Asked Questions

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