Question 1

How much does ABA therapy cost in San Francisco?

Accepted Answer

ABA therapy in San Francisco costs $160–$260+ per hour, among the highest in the US. For 20 hours per week, monthly costs run $12,800–$22,000 without insurance. California's no-cap mandate means commercially insured families typically pay only their plan's copay.

Question 2

Why is ABA so expensive in San Francisco?

Accepted Answer

ABA rates in San Francisco reflect the city's extreme cost of living and the premium BCBA salaries required to compete with tech industry employers. BCBAs in the Bay Area command some of the highest salaries in the country, typically 30–50% above the national average, which flows directly into session rates.

Question 3

Does California insurance cap ABA coverage in San Francisco?

Accepted Answer

No. California's AB 88 mandate requires commercial insurers to cover ABA with no annual dollar cap and no age limit. This applies to all fully-insured plans in California, including those sold to San Francisco residents and businesses.

Question 4

Does Medi-Cal cover ABA therapy in San Francisco?

Accepted Answer

Yes. Medi-Cal covers ABA for children with autism in San Francisco through managed care plans and the Golden Gate Regional Center. The Regional Center can also fund ABA independently under the Lanterman Act for eligible families, regardless of Medi-Cal status.

ABA Therapy Cost in San Francisco

ABA Insurance Coverage in California

What to Expect in San Francisco

Frequently Asked Questions

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