Question 1

How much does ABA therapy cost in Phoenix?

Accepted Answer

ABA therapy in Phoenix costs $130–$195 per hour, above the national average. For 20 hours per week, families can expect monthly costs of $10,500–$16,000 without insurance. Arizona commercial insurance covers ABA with a $25,000–$50,000 annual cap depending on age.

Question 2

What is Arizona's ABA insurance cap?

Accepted Answer

Arizona law (A.R.S. § 20-826.06) requires commercial insurers to cover ABA therapy for children through age 16. The annual cap is tiered: $50,000 per year for children under 9, and $25,000 per year for children ages 9–16. Families with intensive programs often exceed these limits.

Question 3

Does AHCCCS cover ABA therapy in Arizona?

Accepted Answer

Yes. Arizona's AHCCCS Medicaid program covers ABA for eligible children with autism. Coverage is available through AHCCCS Complete Care plans and the ALTCS program for children with more intensive needs. There is no annual dollar cap on Medicaid ABA coverage.

Question 4

Is ABA therapy available for teenagers in Phoenix?

Accepted Answer

Arizona's commercial insurance mandate ends at age 16, so families with teenagers may need to rely on AHCCCS (Medicaid), TRICARE, self-pay, or providers that accept federal plan coverage. Some providers in Phoenix specialize in teen and transition-age ABA services.

ABA Therapy Cost in Phoenix

ABA Insurance Coverage in Arizona

What to Expect in Phoenix

Frequently Asked Questions

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