Insurance Guide · Montana (MT)
ABA Therapy Insurance in Montana
Annual Cap
No annual cap
Age Limit
No age limit
Plan Types
Individual and group fully-insured plans
Montana Mandate Details
Mandate Law
S.B. 234 (2009)
Year Enacted
2009
Medicaid Coverage in Montana
Montana Medicaid covers ABA therapy for children under 21 with an autism diagnosis through EPSDT.
What to Know About ABA Coverage in Montana
Montana's mandate has no annual dollar cap and no age limit. Provider access can be challenging in rural areas, but the uncapped mandate ensures strong financial coverage.
Frequently Asked Questions
Does Montana require insurance to cover ABA therapy?
Yes. Montana's S.B. 234 (2009) requires fully-insured plans to cover ABA therapy for individuals with autism with no annual dollar cap and no age limit.
Does Montana Medicaid cover ABA therapy?
Yes. Montana Medicaid covers ABA therapy for children under 21 through EPSDT. Montana expanded Medicaid in 2016, increasing access for many families.
Is ABA therapy accessible in rural Montana?
Rural Montana faces provider shortages, but telehealth ABA services have significantly expanded access. Billings, Missoula, and Great Falls have the strongest in-person provider availability.
Higglo
Need help navigating ABA insurance?
Our team works with ABA providers across Montana.