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Insurance Guide · Michigan (MI)

ABA Therapy Insurance in Michigan

No Annual Cap · P.A. 101 (2012)

Annual Cap

No annual cap

Age Limit

No age limit

Plan Types

Individual and group fully-insured plans

Michigan Mandate Details

Mandate Law

P.A. 101 (2012)

Year Enacted

2012

Medicaid Coverage in Michigan

Michigan Medicaid covers ABA therapy for children under 21 with an autism diagnosis through EPSDT.

What to Know About ABA Coverage in Michigan

Michigan's mandate has no annual dollar cap and no age limit. The state has a strong ABA provider presence, especially in the Detroit metro, Grand Rapids, and Ann Arbor areas.

Frequently Asked Questions

Does Michigan require insurance to cover ABA therapy?

Yes. Michigan's P.A. 101 (2012) requires fully-insured plans to cover ABA therapy for individuals with autism with no annual dollar cap and no age limit.

Does Michigan Medicaid cover ABA therapy?

Yes. Michigan Medicaid covers ABA therapy for children under 21 through EPSDT. Michigan's Medicaid Health Plans coordinate ABA provider networks and authorizations.

Where are ABA providers concentrated in Michigan?

ABA providers are concentrated in Southeast Michigan (Detroit, Ann Arbor), West Michigan (Grand Rapids), and the Lansing area. Northern Michigan and the Upper Peninsula have fewer providers but telehealth has expanded access.

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Need help navigating ABA insurance?

Our team works with ABA providers across Michigan.