Insurance Guide · Louisiana (LA)
ABA Therapy Insurance in Louisiana
Annual Cap
$144,000 (through age 17)
Age Limit
Through age 17
Plan Types
Individual and group fully-insured plans
Louisiana Mandate Details
Mandate Law
Act 648 (2008)
Year Enacted
2008
Medicaid Coverage in Louisiana
Louisiana Medicaid covers ABA therapy for children under 21 with an autism diagnosis through EPSDT.
What to Know About ABA Coverage in Louisiana
Louisiana has a $144,000 annual cap through age 17 — one of the highest caps among capped states. This generous cap supports intensive ABA programs for most families.
Frequently Asked Questions
What is Louisiana's annual cap for ABA insurance coverage?
Louisiana caps ABA insurance coverage at $144,000 per year through age 17. This is one of the highest caps among states with dollar limits, supporting even intensive ABA programs.
Does Louisiana Medicaid cover ABA therapy?
Yes. Louisiana Medicaid covers ABA therapy for children under 21 through EPSDT. Louisiana expanded Medicaid in 2016, increasing the number of families eligible for ABA coverage.
Is the $144,000 cap sufficient for ABA therapy in Louisiana?
Yes, for most families. At Louisiana's typical ABA rates, $144,000 per year easily covers full-time intensive ABA programs (30-40 hours/week). Very few families would exhaust this cap.
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Need help navigating ABA insurance?
Our team works with ABA providers across Louisiana.