Insurance Guide · Kentucky (KY)
ABA Therapy Insurance in Kentucky
Annual Cap
No annual cap
Age Limit
No age limit
Plan Types
Individual and group fully-insured plans
Kentucky Mandate Details
Mandate Law
S.B. 185 (2010)
Year Enacted
2010
Medicaid Coverage in Kentucky
Kentucky Medicaid covers ABA therapy for children under 21 with an autism diagnosis through EPSDT.
What to Know About ABA Coverage in Kentucky
Kentucky's mandate has no annual dollar cap and no age limit, providing comprehensive ABA coverage. The state's relatively affordable cost of living makes ABA therapy more accessible.
Frequently Asked Questions
Does Kentucky require insurance to cover ABA therapy?
Yes. Kentucky's S.B. 185 (2010) requires fully-insured plans to cover ABA therapy for individuals with autism with no annual dollar cap and no age limit.
Does Kentucky Medicaid cover ABA therapy?
Yes. Kentucky Medicaid covers ABA therapy for children under 21 through EPSDT. The state's managed care organizations coordinate ABA provider networks and authorizations.
How affordable is ABA therapy in Kentucky?
Kentucky's ABA rates are below the national average due to lower cost of living. Combined with the uncapped insurance mandate, most families find ABA therapy financially accessible through commercial insurance or Medicaid.
Higglo
Need help navigating ABA insurance?
Our team works with ABA providers across Kentucky.